Roth Ira Limits 2024 Married Filing Jointly Over 60. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2024 tax year was $7,000 or $8,000 if you were age 50 or older. Whether you can contribute the full amount to a roth ira depends on your income.

Limits on roth ira contributions based on modified agi. $7,000 ($8,000 if you’re age 50 or older), or.